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Expert Tips for Navigating the Real Estate Market

Our mission at Yoder Real Estate is to be your best resource for real estate advice. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have about real estate. Subscribe to this blog to get the latest news on local market trends and receive expert tips for buying or selling a home.

Using Affirmations to Sell Your Home

Today I want to talk to you about how combining visualizations and affirmations with solid marketing and strategy will help you sell your home.

Call me at (616) 942-2449 for a FREE home buying or selling consultation


The traditional methods for selling your home are plentiful - signs in the yard, marketing, video, photography, staging, negotiations - the list goes on and on. Even with all the tools at your disposal, these methods may not be enough.

What if you’re on the market and you have a lot of showings and you don’t have an offer? What do you do then? A seller gets frustrated when 20 or 30 showings are done and there isn’t an offer. The first thing a seller then looks at is if they need to make a price adjustment. Sometimes lowering the price gets the job done and the house gets sold.

Sometimes lowering the price just isn’t enough. There are more showings, yet still no offers. Now the seller is feeling the stress of trying to get the home sold. It’s a lot of work for no results. So what do you do next?

I’d like to offer you a solution that I’ve seen work time and time again, but it only works if you believe in it and you apply it. This process will help you sell your home through affirmations.

This affirmation works wonderfully and quickly. A close friend of mine was able to sell her home after a few days of using the affirmation and visualizing the end result. This idea came from a book called, “The Power of Your Subconscious Mind” by Joseph Murphy, who took the time to visualize his home selling quickly and saw results.
The worst thing you can do as a seller is say things like, “My home will never sell.”
The worst thing you can do as a seller is say things like, “My home will never sell.” When you say a positive affirmation, visualize what you want to happen. What will you do when your house finally sells? Will you throw the sign joyously from your yard? Imagine the end result and feel that satisfaction. 

I use this affirmation: 

"Infinite intelligence attracts to me the buyer for this home who wants it and who prospers in it. This buyer is being sent to me by the creative intelligence of my subconscious mind which makes no mistakes. This buyer may look at many homes, but mine is the only one he/she wants and will buy because he is guided by infinite intelligence within him/her. I know the buyer is right, the time is right and the price is right. The deeper currents of my subconscious mind are now  in operation bringing both of us together in divine order. I know that it is so."

Remember: what you are seeking, someone else is also seeking it. What you are seeking is also seeking you. Your home is meant for somebody. Take this affirmation I’ve included above and say it in the morning and evening. Combine visualizations and affirmations with solid marketing and strategy, and you will be on your way. 

If you have any questions about this or any other topic, please reach out to me. I would be happy to help.

Should You Ignore FHA Homebuyers?

What is an FHA loan and how does it affect you as a buyer or seller? I’ll explain everything you need to know today.

Call me at (616) 942-2449 for a FREE home buying or selling consultation

The Grand Rapids real estate market has the third-lowest housing inventory in the United States, which definitely makes our market more challenging. Today, I’ll go over FHA loans and how buyers and sellers can use them to navigate this difficult market. 

An FHA loan is a loan that is insured by the Federal Housing Administration. This loan program started several years ago in an effort to help first-time homebuyers by offering them a low down payment program. Most first-time homebuyers will use an FHA loan to achieve their mortgage needs and only put 3% to 3.5% down. 

As a seller, you have a couple of different options when it comes to accepting an offer. You can work with an FHA buyer or a buyer with conventional financing. Buyers with conventional financing have more of a down payment and are usually a second or third-time homebuyer; they are able to pull equity out of their home or have more savings for a down payment. 

The FHA loan is a little more strict when it comes to things that the seller has to take care of, but that doesn’t mean you should be afraid of accepting an FHA loan. Before 2005, sellers were very reluctant to accept FHA offers because the FHA required far too many repairs. Since then, those guidelines have relaxed. 
FHA buyers make up about 50% of our market.
If you are selling your home, you should also know that 40% to 50% of the offers in our current market are from FHA buyers. If you eliminate FHA buyers from your buyer pool, then you will eliminate plenty of potential offers on your home, which is not a good idea. 

If you are thinking of putting your home on the market, you will need to make these repairs before closing if you accept an FHA offer: 
  • Peeling paint in homes built prior to 1978.
  • Unpainted downspouts and broken rain gutters.
  • Rotting outbuilding in need of demolition.
  • Exterior doors that do not properly close and open.
  • Exposed wiring and uncovered junction boxes.
  • Major plumbing issues and leaks.
  • Inoperable HVAC systems.
  • Leaky or defective roofs, roofs with a life expectancy of less than three years, and composition over shake.
  • Active and visible pest infestation. 
  • Rotting window sills, eaves, and support columns on a porch. 
  • Missing appliances that are usually sold with a home, such as a stove.
  • Bedrooms without minimum-sized windows or bedroom windows with bars that do not release. 
  • Foundational or structural defects. 
  • Wet basements. 
  • Evidence of standing water in the crawl space. 
  • Inoperable kitchen appliances. 
  • Empty swimming pools, pools without a working pump, and pools with mosquito fish. 
  • Ripped screens. 
  • No pressure relief valve on water heater. 
  • Leaning or broken fence. 
If you are thinking of listing your home and you’re wondering what FHA requirements are, that’s pretty much it. Talk to your agent about that list because it may change year to year. Regardless, it’s important to understand that these are items that will be looked at closely. 

So, what’s the best thing you can do before you list your home? I recommend getting a pre-inspection and taking care of the items on that list in advance in order to open your home up to more offers. 

If you have any questions about FHA loans on the buyer or seller side, just give me a call or send me an email. I would be happy to help you!